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美30年期房贷利率升至两年高位,地缘冲突推高加息预期

Mortgage rates climb to a nearly 2-year high

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房贷利率是宏观流动性与资产定价的核心锚点,当前突破7%且伴随加息预期重燃,直接影响美股地产板块估值与债券市场利差,建议关注相关ETF及债市波动风险。

HOMEOWNERSHIP. AND TOMORROW, THE FED MAY RAISE INTEREST RATES FED MAY RAISE INTEREST RATES EVEN MORE. BRIAN CHEUNG EXPLAINS EVEN MORE. BRIAN CHEUNG EXPLAINS WHY. WHY.Y.

IAN, SOHAN AND EDEN LAW JUST

IAN, , SOHAN AND EDEN LAW JU GOT ENGAGED AND WANT TO PURCHASE GOT ENGAGED AND WANTNT TO PURCHE A HOME SOON. A HOME SOOOON.

I WAS ORIGINALLY LOOKING FOR SOMETHING THAT‘S A BIT MORE READY TO LIVE IN, BUT I THINK READY TO LIVE IN, BUT I THINK I‘M LOOKING MORE FOR A FIXER I‘M LOOKING MORE FOR A FIXER UPUPPER. BUT THAT‘S STILL VERY EXPENSIVE AROUND HERE.

THE VIRGINIA COUPLE HAS BEEEN

THE VIRGINIA COUPLE HAS BEEN LOOKING FOFOR OVER A YEAR, BUT LOOKING FOR OVER A YEAR, BUT SOHAN SAYS RISING MORTGAGE SOHAN SAYS RISING MORTGAGE RATES, MAKING THAT DREAM MORE OUT OF REACH.

YEAH, IT‘S JUST MAKING A LOT

YEAH, IT‘S JUST MAKING A LOT MORE INTIMIDATING TO EVEN GO FOR MORE INTIMIDATING TO EVEN GO FOR THE PURCHASE AND HAVE THE THE PURCHASE AND HAVE THE CONFIDENCE THAT THE ECONOMY WILL CONFIDENCE THAT THE ECONOMY WILL BE ENOUGH TO BE ABLE TO AFFORD THAT HOUSE FIVE, TEN YEARS FROM NOW, LET ALONE 30 YEARS. NOW, LET ALONE 30 YEARS.

T THE RATE ON A 30 YEAR FIXED

THE RATE ON A 30 YEAR FIXED MORTGAGE IS NOW OVER 7%, A A TWO MORTGAGE IS NOW OVER 7%, A TWO YEAR HIGH FOR A HALF $1 MILLION YEAR HIGH FOR A HALF $1 MILLION HOME. YOUR MONTHLY PAYMENTS HOME. YOUR MONTHLY PAYMENTNTS WOULD BE OVER $1,300. MORE THAN WOULD BE OVER $1,300. MORE THAN FIVE YEARS AGO, WHEN RATES WERE FIVE YEARS AGO, WHEN RATES WERE BELOW 3%, REDFIN SAYS THE MEDIAN BELOW 3%, REDFIN SAYS THE MEDIAN HOME PRICE IS UP 2% OVERER THE HOME PRICE IS UP 2% OVER THE LAST YEAR TO NEARLY $400,000.

LAST YEAR TO NEARLY $400,000. THE JUMP IN MORTGAGE RATES, IN THE JUMP IN MORTGAGE RATES, IN LARGE PART BECAUSE OF THE LARGE PART BECAUSE OF THE PROLONGED CONFLICT WITH IRAN, PROLONGED CONFLICT WITH IRAN, WHERE HIGHER ENERGY COSTS HAVE WHERE HIGHER ENERGY COSTS HAVEV RAISED EXPECTATIONS THAT THE FED RAISED EXPECTATIONS THAT THE FED WILL HAVAVE TO RAISE RATES. THIS WILL HAVE TO RAISE RATESES. THI WEEK. HOME SALES FELL 2% LAST WEEK.

HOME SALES FELL 2% LAST MONTH, AS REALTOR KERRRRY ADAMS MONTH, AS REALTOR KERRY ADAMS SAYS SHE‘S NOTICED A CHANGE IN SAYS SHE‘S NOTICED A CHANGE IN BUYERS. BUYERSRS.

THEY‘RE SAYING, I‘M ALREADY

THEY‘RE SAYING, I‘M ALREADY FEELING IT AT THE GAS PUMP, AT FEELING IT AT THE GAS PUMP, AT THE GROCERY Y STORE, AND NOW I‘M THE GROCERY STORE, AND NOW I‘M FEELING IT IN MORTGAGEGE RATES. FEELING IT IN MORTGAGE RATES. MAYBE I‘LL SIT ON THE SIDELINES MAYBE I‘LL SIT ON THE SIDELINES A LITTLE WHILE LONGER. A LITTLE WHILE LONGER.

NOW, THE FOCUS FOR SOHAHAN AD

NOW, THE FOCUS FOR SOHAN AND HIS FIANCE PUTTINGNG MONEY AWAY. HIS FIANCE PUTTING MONEY AWAY.

EVERY EXTRA DOLLAR THAT I

EVERY EXTRA DOLLAR THAT I BRING IN, I TRY TO PUT JUST INTO BRING IN, I TRY TO PUT JUST INTO A SAVINGS ACCOUNT. A SAVINGS ACCOUNT.

AND THAT FEDERAL RESERVE

AND THAT FEDERAL RESERVE DECISION IS EX

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