美国8月消费增速创年内新高，房贷利率升至近三年高点
Consumer Spending, Mortgage Rates, Record Donations Increase: Bloomberg Money Minute
核心宏观数据与资产定价关键变量（消费、房贷利率）同步更新，直接关联流动性预期与房地产板块估值，建议关注其对美联储政策路径及美债收益率曲线的传导影响。
This is a Bloomberg money minute. Consumer spending rose in August at the fastest pace in more than a year, helping to power the economy through persistent inflation. Inflation adjusted personal spending climbed 6/10 of a percent in August from a month earlier. That was the biggest monthly jump since March of 2025. U.S. mortgage rates climbed for a sixth straight week to an almost three year high of 7.3% on a 30 year fixed mortgage.
这是彭博一分钟财经。8月份消费者支出以一年多来的最快速度增长，帮助经济在持续通胀中保持动力。经通胀调整的个人支出在8月较前一个月增长了0.6%。这是自2025年3月以来最大的月度增幅。美国房贷利率连续第六周上升，30年期固定利率房贷接近三年高点，达到7.3%。
Meanwhile, the rate on a five year adjustable mortgage surged to 6.47%. That's the highest in more than two years. Higher home financing costs are not helping an already troubled housing market, with the NBA purchase Index falling to the lowest level since April of 2025. Hedge fund CEO Ken Griffin is donating $3 billion to Carnegie Mellon University. It's the largest single gift in the history of American higher education.
与此同时，五年期可调利率抵押贷款的利率飙升至6.47%，创下两年多来的最高水平。更高的房屋融资成本无助于本已陷入困境的房地产市场，全国房地产经纪人协会（NAR）购买者指数跌至2025年4月以来的最低水平。对冲基金CEO肯·格里芬将向卡内基梅隆大学捐赠30亿美元。这是美国高等教育历史上单笔最大的捐赠。
Around $2 billion of the money will go toward a new campus in Miami focused on societal challenges, while $1 billion will go to the main campus in Pittsburgh. Dan Schwarzman, Bloomberg.
其中约20亿美元将用于迈阿密新校区，重点关注社会挑战问题，另有10亿美元将捐给位于匹兹堡的主校区。丹·施瓦茨曼，彭博社。
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