BlockFi创始人重返加密借贷，受害者赔偿仍未到账
Galaxy exec Zac Prince lends again while BlockFi victims await payouts
BlockFi founder Zac Prince has announced a new crypto loan program to attract more assets with promises of interest-only loans, waived origination fees, and other promotional offers.
BlockFi创始人扎克·普林斯宣布了一项新的加密货币贷款计划，通过承诺仅付息贷款、免除发起费及其他促销优惠来吸引更多资产。
Meanwhile, members of a BlockFi class action who secured a court-ordered payout in their lawsuit against Prince, still haven’t actually received any money from that $13.25 million settlement.
与此同时，在针对普林斯的集体诉讼中获得法院判决赔付的BlockFi集体诉讼成员，实际上仍未收到那笔1325万美元和解金中的任何款项。
Prince was a defendant in this litigation, settling allegations that he violated US securities laws by selling BlockFi Interest Accounts without adequate disclosures.
普林斯是该诉讼的被告，和解了关于他未充分披露信息而出售BlockFi利息账户、违反美国证券法的指控。
A judge has ordered that insurance companies backing him and his executive team at BlockFi must pay $13.25 million for this class of BlockFi customers.
法官已下令，为他和他在BlockFi的高管团队提供保险的保险公司必须为这类BlockFi客户支付1325万美元。
Today, anyone who decides to trust Prince’s new product, a so-called “crypto portfolio line of credit” by GalaxyOne, are able to entrust as many digital assets with Prince’s new employer as they desire.
如今，任何决定信任普林斯新产品（即GalaxyOne所谓的“加密资产组合信贷额度”）的人，都可以随心所欲地将尽可能多的数字资产委托给普林斯的新雇主。
Eager to amass as much capital as possible, Galaxy is extending customers fee waivers and interest-only payment options to make sure depositors can maximize their financial leverage.
为了急于积累尽可能多的资本，Galaxy向客户提供费用减免和仅付息选项，以确保存款人能够最大化其财务杠杆。
From 2018-2022, BlockFi amassed digital assets in its own way, paying up to 9.5% APY to incentivize inbound deposits. These APYs were obviously unsustainable, and the company went bankrupt in November 2022.
从2018年到2022年，BlockFi以自身方式积累数字资产，提供高达9.5%的年化收益率以激励存款流入。这些年化收益率显然不可持续，公司于2022年11月破产。
Prince, now a managing director of GalaxyOne, described his company’s newest crypto promo, saying, “We’re excited to bring a competitive crypto-backed borrowing product to market.”
现为GalaxyOne董事总经理的普林斯描述了他公司最新的加密货币促销活动，称：“我们很高兴将一款具有竞争力的加密资产抵押借款产品推向市场。”
He emphasized its “competitive” fees.
他强调了其“有竞争力的”费用。
Zac Prince blew up BlockFi, now wants your deposits at Galaxy One
扎克·普林斯搞垮了BlockFi，现在又想要你在Galaxy One的存款
Read more: BlockFi’s Zac Prince has returned to work in crypto
阅读更多：BlockFi的扎克·普林斯已重返加密货币行业工作
Zac Prince is back with another asset lending promo
扎克·普林斯带着另一项资产借贷促销活动回归
GalaxyOne’s new product lets clients borrow against BTC, ETH, and SOL. Despite Galaxy claiming there’s no origination fee or rehypothecation, borrowers always risk liquidation of their collateral if prices fall.
GalaxyOne的新产品允许客户以BTC、ETH和SOL作为抵押借款。尽管Galaxy声称没有发起费或再抵押，但借款人在价格下跌时始终面临抵押品被清算的风险。
Galaxy presents those guardrails as its differentiators. Sure, but they don’t make Prince’s encore performance any less awkward.
Galaxy将这些保障措施作为其差异化优势。确实如此，但这并不会让普林斯的返场表演不那么尴尬。
In addition to BlockFi’s high APY interest accounts, Prince also ran ran BlockFi’s crypto-backed loan programs. Both terminated four years ago.
除了BlockFi的高年化收益率利息账户外，普林斯还运营了BlockFi的加密资产抵押贷款计划。两者都在四年前终止。
According to the still-in-progress BlockFi, Inc. Securities Litigation, the $13.25 million payout is still pending a claims administrator who’s “moving forward the next steps in preparation for distribution.”
根据仍在进行中的BlockFi公司证券诉讼，1325万美元的赔付仍在等待索赔管理人“推进准备分配的后续步骤”。
BlockFi’s insurers fund the $13.25 million pool, with Prince and the other defendants legally waiving any admission of wrongdoing.
BlockFi的保险公司为这1325万美元的资金池提供资金，普林斯和其他被告在法律上放弃任何承认不当行为的声明。
A court approved that deal in December 2025.
法院于2025年12月批准了该协议。
Prince, meanwhile, is still making personal income from launching variants of crypto loan products.
与此同时，Prince仍在通过推出加密贷款产品变体获取个人收入。
Galaxy’s 2026 proxy filing doesn’t disclose Prince’s compensation, yet he’s apparently returned to profit from crypto lending before this class of BlockFi victims received their distributions.
Galaxy的2026年代理文件未披露Prince的薪酬，但显然，在这批BlockFi受害者获得分配之前，他已从加密贷款中重新获利。
Galaxy has history with BlockFi and Terra LUNA
Galaxy与BlockFi及Terra LUNA有历史渊源
Unfortunately, Galaxy also has a history with another collapsed crypto project, Terra LUNA, adding to its embarassing history with BlockFi.
不幸的是，Galaxy还与另一个崩溃的加密项目Terra LUNA有历史联系，这加剧了其与BlockFi之间的尴尬历史。
With regard to Do Kwon’s collapsed high-yield scheme Terra LUNA, New York’s attorney general secured an agreement requiring $200 million in disgorgement after finding that Galaxy promoted Kwon’s LUNA while selling the now-worthless token.
关于Do Kwon崩溃的高收益计划Terra LUNA，纽约州总检察长在发现Galaxy推广Kwon的LUNA并出售现已一文不值的代币后，达成了一项要求支付2亿美元非法所得的协议。
Galaxy neither admitted nor denied the findings in that settlement.
Galaxy在该和解中既未承认也未否认相关指控。
The attorney general wrote, “Galaxy helped a little-known token increase its market price from $0.31 in October 2020 to $119.18 in April 2022, while profiting in the hundreds of millions of dollars.”
总检察长写道：“Galaxy帮助一个鲜为人知的代币将其市场价格从2020年10月的0.31美元提升至2022年4月的119.18美元，同时获利数亿美元。”
LUNA is currently trading below $0.00005.
LUNA目前交易价格低于0.00005美元。
Galaxy must pay New York that disgorgement amount in four installments through 2028.
Galaxy必须在2028年前分四期向纽约支付这笔非法所得款项。
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The post Galaxy exec Zac Prince lends again while BlockFi victims await payouts appeared first on Protos.
文章《Galaxy高管Zac Prince在BlockFi受害者等待赔付时再次放贷》最初发表于Protos。
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