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印度央行行长敦促银行加大AI投入并强化监管
Bloomberg: India's central bank governor is urging banks nationwide to increase…
Bloomberg: India's central bank governor is urging banks nationwide to increase AI spending while strengthening oversight of the technology.
彭博社：印度央行行长敦促全国银行在加强技术监管的同时，增加人工智能支出。
he said sustained investment is needed as lenders apply AI to credit decisions, fraud detection and customer service.
他表示，随着贷款机构将人工智能应用于信贷决策、欺诈检测和客户服务，需要持续投资。
One use case is underwriting, where Malhotra said models can combine cash flows, GST filings, utility payments and platform data when traditional credit histories are thin.
一个用例是承保，马尔霍特拉表示，当传统信用记录薄弱时，模型可以结合现金流、商品及服务税申报、公用事业缴费和平台数据。
更进一步：量化金融体系
看懂新闻只是起点——沿量化金融路径，把它变成能交付的工程能力