特朗普儿童投资账户正式开放,6百万儿童注册
Who could benefit the most from Trump's investment accounts for children
While Trump accounts are officially open. They are the first federal tax advantaged investment accounts for kids. President Trump celebrated the launch this morning in the Oval Office. These children are going to have actually accounts. They're going to learn about finance a little bit. They can watch it. We're gonna all watch it grow together. Some 87 companies, foundations, individuals, and states have announced contributions to the accounts. The question is, can they deliver the benefits over the long haul that are being promoted. Our economics correspondent Paul Salman walked through the basics after the new accounts became law. Here's an updated look at what you need to know. Trump accounts will be the first, I guess you could say, real trust funds for every American child. to which tech billionaire Michael Dell added, We believe the smartest investment that we can make is an investment in children. So what exactly are these so-called Trump accounts?
Part of last year's one big beautiful Bill Act, their tax advantage savings accounts invested in a low cost stock index fund. They're available for every American child up to age 18. Families opt in through a tax form and can contribute $5000 annually for kids born between 2025 and 2028, Uncle Sam salts away $1000. Now more than 6 million children have been signed up, but only about 1.4 million were young enough to qualify for the government money. Philanthropists, employers, and states can also contribute to the accounts. Susan and Michael Dell were the first of many contributors. Moms and dads adding 5, 10 bucks a week. Um, you know, kids saving a little money in the summertime, philanthropists like the Dells, states like the state of Texas that said they're going to add $1000 to these accounts. Silicon Valley entrepreneur Brad Gerner helped make the idea a reality. The objective here is to get the 70% of Americans who feel left out and left behind by capitalism into the game to make everybody a capitalist from birth, sharing in the great upside of the American economy. US savings bonds. Now watch how they grow now. Put money away for a kid was pretty common back when folks like me and Teresa Ghilarducci were babes in the woods. I use my own example of what happened when my grandmother gave me a little baby bond. She eventually became a prominent economist, a left wing one whose long promoted something like government trust funds from birth. She even wrote a proposal for them along with Kevin Hassett, who's on the other side of me on the political spectrum. Kevin Hassett President Trump's top economic adviser Given her politics, how could she pair up with him?
We came together as economists, and we know that wealth gives people security and power. She and Hassett, despite their different politics, have now been meeting with Brad Gerner That comes as no surprise to early wealth building expert Ray Beharra. I've been working on this idea for 20 years, and it's been bipartisan over those 20 years
更进一步:量化金融体系
看懂新闻只是起点——沿量化金融路径,把它变成能交付的工程能力