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联邦新规允许保险公司将屋顶更换成本转嫁房主

Insurers shifted roof replacement costs onto homeowners thanks to a new federal rule — just in time for hail and hurricane season

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Those who find extensive damage to their roofs might be stuck between two options: File an insurance claim, which could trigger a premium increase, or cough up the cash for the necessary repairs or replacement.

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