特朗普拒签的两党住房法案内容详解

All right, let's turn now to the substance of that landmark bipartisan housing bill. The new legislation, the biggest overhaul of federal housing policy in decades contains no new spending, but it does seek to boost supply by making it cheaper and easier to build across the country. That includes, among other things, new provisions that would streamline environmental reviews, remove restrictions for the construction of manufactured homes, increase access to small dollar mortgages and moving forward bar large institutional investors like private equity firms from owning more than 350 single family homes.

To break down the potential impact. We're joined now by Shaun Donovan. He served as Secretary of Housing and Urban Development under President Barack Obama. He's currently the president and CEO of Enterprise Community Partners, that's a housing nonprofit. Secretary Donovan, welcome to the show. Thanks for being with us. My pleasure. Thanks for having me on. So it's clear reform is needed when it comes to housing. When you look at the numbers, home prices are up 54% since 2020.

The media n cost of a mortgage has nearly doubled. By some estimates, we have a housing shortage of nearly 7 million units. You called this bill the most important, most comprehensive housing bill of this century. Why? What would it change? Well, we'd need the entire news hour to get through all of the Christians. They're literally dozens of them in this bill, but you got it exactly right. The core of this bill is to say for decades now we have not been building enough housing in this country that is at the center of what is the greatest housing affordability crisis we've ever recorded in the US, and that is really what this does.

It unleashes local communities and the private sector to do more to build housing, and it gets regulations and other steps out of the way to help do that. One of the provisions that got a lot of attention was this ban on institutional investors buying single family homes. How significant is that? Would that really move the needle? Well, I, I think what's really important here about the provision is that as it was originally drafted, it actually would have had an unintended consequences.

It might have stood in the way in some ways of building more affordable housing and so through good bipartisan negotiations, those unintended consequences were fixed, but I, I, I think stepping back, there is no single silver bullet in this bill. It is really the sum total of the pieces that make it the most comprehensive legislation that we've seen, and I do think those are uh provisions that are a wide range, but will really take local implementation uh to have an impact on families' lives in this country.

So let's talk about that implementation because the reforms, as you mentioned, range from environmental reviews to zoning restrictions, single stair buildings. They seem very specific and niche, taken one by one, but the timing has to be an issue, right? It's go